Vaultless
Stablecoin invoices that settle on your wallets.
Create USDT and USDC payment requests on TRON, Ethereum, BSC, and Polygon. Funds never sit in a Vaultless vault.
How it works
- 01
Register a wallet
Add your own chain address. First unique wallet unlocks a $10 welcome credit.
- 02
Create an invoice
Set a USD amount. We quote the exact crypto amount and watch the chain.
- 03
Payer sends on-chain
Share the checkout link. The payer sends the exact amount to your address.
- 04
Webhook confirms
When the payment confirms, we charge a small fee from your balance and notify your server with HMAC signatures.
Chains & assets
USDT and USDC across TRON, Ethereum, BSC, and Polygon — one merchant account.
Non-custodial by design
Unlike custodial processors, Vaultless never holds merchant crypto. Payments land on wallets you control. Platform fees come from an internal commission balance you top up.
Transparent volume fees
Start at 1%. Drop to 0.75% and 0.5% as monthly volume grows. No surprise spreads.
See pricingBuilt for developers
API keys, public checkout pages, and HMAC-signed webhooks for invoice.paid and treasury.credited.
Open API guide